ERGO Insurance Services

ERGO AccidentProtect
Insurance

Minimise day-to-day disruptions in your life

ERGO AccidentProtect
Insurance

Minimise day-to-day disruptions in your life

Sometimes life throws you a curveball.

Don’t let small, unexpected accidents get in the way of life. Our personal accident insurance provides you and your family security knowing that you will be in good hands. ERGO AccidentProtect provides the following*:

Sometimes life throws you a curveball.

Flexible protection coverage

24-hour worldwide protection

Reimbursement for accidental medical expenses

ERGO AccidentProtect Insurance Benefits

Choose 1 out of 4 core plans (Basic, Essential, Standard or Deluxe) to enjoy comprehensive coverage at various stages of recovery. Your coverage benefits* will be as follows:

Double Indemnity for Accidental Death (up to SGD1million)

Receive lump sum cash for accidental death and permanent disablement. This benefit doubles up if the accident occurs while you are travelling via public transport or as a result of natural calamities.

Accident Medical Expense Reimbursement

Cover all hospitalisation fee, outpatient and Traditional Chinese Medicine treatment for accidents and 20 specified infectious diseases including dengue fever, hand foot mouth disease, H1N1, H7N9, MERS, mumps and rubella.

Mobility Aid & Ambulance Services Reimbursement

Cover costs of purchase or rental of mobility aid including crutches, wheelchair, hearing aid and artificial limbs as prescribed by a doctor.

Personal Effects and Belongings

Repair or replacement cost of your personal effects and belongings damaged beyond repair due to accident that results in your hospitalisation.

20% Complimentary Coverage for Unlimited No. of Children

With you and your spouse covered under the same policy, your children can also be covered for 20% of your plan at no additional cost.

Weekly Benefit

To help you make up for loss of income while you are unable to work due to Total Temporary Disablement.

Additional 50% Pay-Out for Total Permanent Disability Disability

Receive an additional 50% of the sum insured in the event of Total Permanent Disablement.

Optional Add-Ons

Daily Hospital Income • Emergency Medical Evacuation
Lifestyle Maintenance • Compassionate Allowance
Child Support Fund • Income Protection • Loan Protector

Special Extensions

Accidental Dental Treatment • Insect or Animal Bites • Dengue Fever
Food or Drink Poisoning • Infectious Diseases • Exposure and Disappearance • Hijacking • Riot • Strike • Civil Commotion • Murder and Assault • Motorcycle Accident • Miscarriage due to Accident
No Claim Bonus

* Terms & conditions apply.

Get ERGO AccidentProtect Insurance Today

Brochure

Policy Wording

Proposal Form

Submit Claim

Get ERGO AccidentProtect Insurance Today

Brochure

Policy Wording

Proposal Form

Submit Claim

Important Notice

This insurance plan is underwritten by ERGO Insurance Pte. Ltd.

The information published on this website is for general information only and is not a contract of insurance. The accurate terms and conditions and exclusions applicable to the insurance shall be specified in the policy contract. Product brochures for the insurance plans may be obtained from this website or ERGO Insurance Pte. Ltd. and its authorised intermediaries.

Please read the product summary and understand the terms of coverage before considering which plan is most suitable for you. We strongly encourage you to seek advice from a qualified insurance adviser to understand the terms of cover before buying an insurance plan.

Our policies are protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.

For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the websites of General Insurance Association of Singapore (GIA), www.gia.org.sg or Singapore Deposit Insurance Corporation (SDIC), www.sdic.org.sg.