ERGO AccidentProtect Individual is a comprehensive yet flexible insurance plan that offers you 24-hour protection from personal accident with a full range of coverage, including medical expenses incurred from accidents.
It ensures your and your family’s financial security at the hour of need and also provides coverage at various stages of your recovery to minimise the day-to-day disruptions to your life.
ERGO AccidentProtect Individual is a comprehensive yet flexible insurance plan that offers you 24-hour protection from personal accident with a full range of coverage, including medical expenses incurred from accidents.
It ensures your and your family’s financial security at the hour of need and also provides coverage at various stages of your recovery to minimise the day-to-day disruptions to your life.
ERGO AccidentProtect Individual pays lump-sum cash in the event of Death or Total Permanent Disablement. This benefit doubles if the Accident occurs while you are travelling in any Public Conveyance or due to Earthquake, Cyclone, Typhoon, Hurricane and Flood.
You can now be reimbursed for all your hospitalisation fees, outpatient treatment, treatment by a Traditional Chinese Medicine practitioner for Accidents and 22 Specified Infectious Diseases, including Dengue Fever, Hand Foot and Mouth Disease as well as Mumps, Rubella, RSV and Shingles.
We also cover the cost of purchase or rental of Mobility Aid such as crutch, wheelchair, hearing aids and artificial limbs as prescribed by a Physician.
Repair or replacement costs of your Personal Effects and Belongings damaged beyond repair due to an Accident that results in your hospitalisation.
With you and your spouse covered under the same policy, your children can now be covered for 20% of your plan at no additional costs.
Loss of income while you are unable to work due to an Accident can cause financial distress. We will pay a weekly income to replace and mitigate this financial loss for you.
An additional 50% of the sum insured is paid in the event of Total Permanent Disablement.
- Daily Hospital Income • Emergency Medical Evacuation
- Lifestyle Maintenance • Compassionate Allowance
- Child Support Fund • Income Protection • Loan Protector
- Dental treatment due to accidents • Insect or Animal Bites
- Accidental food & drinks poisoning • Infectious Diseases • Exposure and Disappearance • Hijacking • Riot • Strike • Civil Commotion • Murder and Assault • Motorcycling • Miscarriage due to Accident
This product is underwritten by ERGO Insurance Pte. Ltd. No insurance is in-force until premiums are received in full and the policy is issued by ERGO Insurance Pte. Ltd. This is a personal accident plan and benefits will only be payable upon an accident occurring. The benefits of the policy will be in accordance with the terms and conditions of the policy. The availability of the coverage and the terms and conditions may be subject to regulatory approval and/ or underwriter’s determination. Claims due to an infectious disease or accidental food and drinks poisoning will be payable subject to a 15-day waiting period from the coverage start date.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the ERGO Singapore, GIA or SDIC web-sites (www.ergo.com.sg or www.gia.org.sg or www.sdic.org.sg).
This is a short-term personal accident policy, and the insurer is not required to renew this policy. The insurer may terminate this policy by giving you 30 days’ notice in writing. If you have any existing medical condition at the policy renewal date, you may not be covered under the renewed policy for such a medical condition. If such a medical condition is covered under the renewed policy, you may need to pay additional premiums. This policy is not a Medisave-approved policy, and you may not use Medisave to pay the premium for this policy.
This website information is for general information only and is not an offer or advice. For full terms, please refer to the policy wording. Our products may not suit everyone's needs; please contact your insurance adviser, agent or us if you are unsure. Choosing an unsuitable product may lead to unaffordable premiums or insufficient coverage. You can cancel the Policy within the freelook period for a refund.