Insurance
Insurance
Whether it is one car only, or a small or a big fleet, ensure your commercial vehicles are adequately covered.
Our Commercial Vehicle Insurance provide the following assistance:
Whether it is one car only, or a small or a big fleet, ensure your commercial vehicles are adequately covered.
Our Commercial Vehicle Insurance provide the following assistance:
(1) Comprehensive Cover, (2) Third Party Fire & Theft Cover and (3) Third Party Cover. The benefits include:
If the Insured Vehicle is less than 3 years of age and is till under valid warranty, repairs at the Vehicle’s Dealer Workshop is allowed with no additional excess claims.
Repair at any other workshop is allowed at additional SGD300 on top of Basic Excess.
SGD200 for vehicles 10 tonnes and above
Excess waived if windscreen is repaired at Glass-Fix Pte Ltd
| Benefits |
Comprehensive (Most Popular) |
Third Party, Fire & Theft | Third Party Only |
|---|---|---|---|
| Covers the Insured Vehicle against accidental loss or damage (up to market value at the time of loss or damage) | |||
| Covers the Insured Vehicle against fire or theft (up to market value at the time of loss or damage) | |||
| Damage to third party property (up to SGD500,000) | |||
| Death or injury to third party (unlimited) | |||
| Flood and natural disaster, including fallen trees | |||
| Vehicle repairs at ERGO’s panel of authorised workshops | |||
| Repairs at Vehicle’s Dealer Workshop |
If the Insured Vehicle is less than 3 years of age and is till under valid warranty, repairs at the Vehicle’s Dealer Workshop is allowed with no additional excess claims. Repair at any other workshop is allowed at additional SGD300 on top of Basic Excess. |
||
| Reimbursement of accident-related towing expenses (up to SGD200) | |||
|
Windscreen cover (unlimited reinstatement), subject to excess as follows: SGD 100 for vehicles less than 10 tonnes
SGD200 for vehicles 10 tonnes and above |
Excess waived if windscreen is repaired at Glass-Fix Pte Ltd |
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| 24-hour mobile accident reporting service and assistance for vehicle breakdowns | |||
| Exclusive NCD Enhancer - Additional 5% discount if your existing and renewal No Claim Discount (NCD) are at 20%. |
Please refer to the policy wordings for the full terms and conditions applicable to each feature.
Geographical areas of cover is limited to Singapore, Malaysia and part of Thailand within 80km of the border between Thailand and Malaysia.
This product is underwritten by ERGO Insurance Pte. Ltd. No insurance is in-force until premiums are received in full and the policy is issued by ERGO Insurance Pte. Ltd. The benefits of the policy will be in accordance with the terms and conditions of the policy. The availability of the coverage and the terms and conditions may be subject to regulatory approval and/ or underwriter’s determination.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This website provides a summary of selected benefits only and does not constitute a contract of insurance. All coverage is subject to the full terms, conditions, exclusions and limits of the ERGO TravelProtect policy wording. Where there is any inconsistency, the policy wording shall prevail. Our products may not suit everyone's needs; please contact your insurance adviser, agent or us if you are unsure. Choosing an unsuitable product may lead to unaffordable premiums or insufficient coverage.