Trusted by more than 11 million customers worldwide.
ERGO Commercial Motor
Vehicle Insurance
Keep your business moving with assurance of protection while on the road.
ERGO Commercial Motor
Vehicle Insurance
Keep your business moving with assurance of protection while on the road.
Protecting your assets’ safety is what drives us.

Whether it is one car only, or a small or a big fleet, ensure your commercial vehicles are adequately covered.

Our Commercial Motor Vehicle Insurance provide the following assistance:

Protecting your assets’ safety is what drives us.

Whether it is one car only, or a small or a big fleet, ensure your commercial vehicles are adequately covered.

Our Commercial Motor Vehicle Insurance provide the following assistance:

Third Party Damages
Damage to third party property with coverage of up to SGD500,000.
Exclusive NCD Enhancer
Additional 5% discount if your existing and renewal No Claim Discount (NCD) are at 20%.
24-hour Assistance
24-hour mobile accident reporting service and assistance for handling vehicle breakdown.
ERGO Commercial Motor Vehicle Insurance Benefits
Our Commercial Motor plan provides auto coverage and seamless assistance with 3 types of insurance covers:
(1) Comprehensive Cover, (2) Third Party Fire & Theft Cover and (3) Third Party Cover. The benefits include:
Comprehensive (Most Popular)
Covers the Insured Vehicle against accidental loss or damage (up to market value at the time of loss or damage)
Covers the Insured Vehicle against fire or theft (up to market value at the time of loss or damage)
Damage to third party property (up to SGD500,000)
Death or injury to third party (unlimited)
Flood and natural disaster, including fallen trees
Vehicle repairs at ERGO’s panel of authorised workshops
Repairs at Vehicle’s Dealer Workshop

If the Insured Vehicle is less than 3 years of age and is till under valid warranty, repairs at the Vehicle’s Dealer Workshop is allowed with no additional excess claims.

Repair at any other workshop is allowed at additional SGD300 on top of Basic Excess.

Reimbursement of accident-related towing expenses (up to SGD200)
Windscreen cover (unlimited reinstatement), subject to excess as follows:
SGD 100 for vehicles less than 10 tonnes
SGD200 for vehicles 10 tonnes and above

Excess waived if windscreen is repaired at Glass-Fix Pte Ltd

24-hour mobile accident reporting service and assistance for vehicle breakdowns
Exclusive NCD Enhancer - Additional 5% discount if your existing and renewal No Claim Discount (NCD) are at 20%.
Third Party, Fire & Theft
Covers the Insured Vehicle against fire or theft (up to market value at the time of loss or damage)
Damage to third party property (up to SGD500,000)
Death or injury to third party (unlimited)
24-hour mobile accident reporting service and assistance for vehicle breakdowns
Exclusive NCD Enhancer - Additional 5% discount if your existing and renewal No Claim Discount (NCD) are at 20%.
Third Party Only
Damage to third party property (up to SGD500,000)
Death or injury to third party (unlimited)
24-hour mobile accident reporting service and assistance for vehicle breakdowns
Exclusive NCD Enhancer - Additional 5% discount if your existing and renewal No Claim Discount (NCD) are at 20%.
Benefits Comprehensive
(Most Popular)
Third Party, Fire & Theft Third Party Only
Covers the Insured Vehicle against accidental loss or damage (up to market value at the time of loss or damage)    
Covers the Insured Vehicle against fire or theft (up to market value at the time of loss or damage)  
Damage to third party property (up to SGD500,000)
Death or injury to third party (unlimited)
Flood and natural disaster, including fallen trees    
Vehicle repairs at ERGO’s panel of authorised workshops    
Repairs at Vehicle’s Dealer Workshop

If the Insured Vehicle is less than 3 years of age and is till under valid warranty, repairs at the Vehicle’s Dealer Workshop is allowed with no additional excess claims.

Repair at any other workshop is allowed at additional SGD300 on top of Basic Excess.

   
Reimbursement of accident-related towing expenses (up to SGD200)    
Windscreen cover (unlimited reinstatement), subject to excess as follows:
SGD 100 for vehicles less than 10 tonnes
SGD200 for vehicles 10 tonnes and above

Excess waived if windscreen is repaired at Glass-Fix Pte Ltd

   
24-hour mobile accident reporting service and assistance for vehicle breakdowns
Exclusive NCD Enhancer - Additional 5% discount if your existing and renewal No Claim Discount (NCD) are at 20%.
* Terms & conditions apply.
Please refer to the policy wordings for the full terms and conditions applicable to each feature.
Geographical areas of cover is limited to Singapore, Malaysia and part of Thailand within 80km of the border between Thailand and Malaysia.
A Section I excess of SGD2,500 shall apply to any driver who, at the time of accident, is less than 22 years old and/or possess a Singapore driving license for a period of less than 2 years.
Get ERGO Commercial Motor
Vehicle Insurance Today
Get ERGO Commercial Motor
Vehicle Insurance Today
Important Notice

This insurance plan is underwritten by ERGO Insurance Pte. Ltd.

The information published on this website is for general information only and is not a contract of insurance. The accurate terms and conditions and exclusions applicable to the insurance shall be specified in the policy contract. Product brochures for the insurance plans may be obtained from this website or ERGO Insurance Pte. Ltd. and its authorised intermediaries.

Please read the product summary and understand the terms of coverage before considering which plan is most suitable for you. We strongly encourage you to seek advice from a qualified insurance adviser to understand the terms of cover before buying an insurance plan.

Our policies are protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.

For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the websites of General Insurance Association of Singapore (GIA), www.gia.org.sg or Singapore Deposit Insurance Corporation (SDIC), www.sdic.org.sg.

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