Trusted by more than 11 million customers worldwide. AM Best Financial Strength Rating A+ (Superior).
ERGO_Icon_black_Krankenhaus1
ERGO Foreign Worker
Medical Insurance
Empower your workers to work confidently, away from their home country.
ERGO Foreign Worker
Medical Insurance
Empower your workers to work confidently, away from their home country.
We help reduce your workers’ financial burden.
Foreign workers travel a long way from home to make a living abroad. Our Foreign Workers* Medical plan cover your workers’ hospital expenses for hospitalisation and emergency outpatient treatments, including medical or surgical expenses, due to accident or illness. (*excluding foreign domestic maids).
We provide your business with the following coverage:
We help reduce your workers’ financial burden.
Foreign workers travel a long way from home to make a living abroad. Our Foreign Workers* Medical plan cover your workers’ hospital expenses for hospitalisation and emergency outpatient treatments, including medical or surgical expenses, due to accident or illness. (*excluding foreign domestic maids).
We provide your business with the following coverage:
Highly Efficient Claims Service
Superior Underwriting Expertise
Tailored Solutions for a Wide Range of Industries
Coverage for Every Class of Employee
 
ERGO Foreign Worker Medical Insurance Benefits
Our plan offers protection for foreign workers (excluding foreign domestic maids) against the cost of hospital and surgical expenses incurred as a result of illness or accident.
ERGO_Icon_black_Krankenhaus1
Hospital & Surgical Expenses
ERGO_Icon_black_Krankenhaus1
Hospital & Surgical Expenses
ERGO_Icon_black_Fuss_Verband
Personal Accident
ERGO_Icon_black_Fuss_Verband
Personal Accident
ERGO_Icon_black_Arzt1
Outpatient Cancer & Kidney Dialysis Treatment
ERGO_Icon_black_Arzt1
Outpatient Cancer & Kidney Dialysis Treatment
Special Grant for Death
Special Grant for Death
ERGO_Icon_black_Flugzeug
Repatriation Expenses
ERGO_Icon_black_Flugzeug
Repatriation Expenses
Medical Insurance for Foreign Workers Summary of Benefits
Schedule of Benefits Limit per Worker
  1. Hospital and Surgical
    1. Daily Hospital Room and Board (include meals and general nursing services)
    2. Intensive Care Unit
    3. Miscellaneous Hospital Expenses
    4. Surgical Fees
    5. In-hospital Doctor Visit
    6. Pre-hospitalisation Diagnostic X-ray and Lab-test for up to 90
      days prior to hospitalisation
    7. Pre-hospitalisation Specialist Consultation Fees for up to 90
      days prior to hospitalisation
    8. Post-hospitalisation within 90 days following hospital
      discharge
As charged for up to SGD15,000 for any disability
B. Personal Accident due to Non-work Related Incidences SGD10,000
C. Outpatient Treatment for Cancer and Kidney Dialysis SGD1,000
per policy year
D. Special Grant upon Death SGD3,000
E. Repatriation of Mortal Remains (Deceased) SGD1,000
* Terms & conditions apply.                  
Get ERGO Foreign Worker Medical Insurance Today
Get ERGO Foreign Worker Medical Insurance Today
Important Notice

This insurance plan is underwritten by ERGO Insurance Pte. Ltd.

The information published on this website is for general information only and is not a contract of insurance. The accurate terms and conditions and exclusions applicable to the insurance shall be specified in the policy contract. Product brochures for the insurance plans may be obtained from this website or ERGO Insurance Pte. Ltd. and its authorised intermediaries.

Please read the product summary and understand the terms of coverage before considering which plan is most suitable for you. We strongly encourage you to seek advice from a qualified insurance adviser to understand the terms of cover before buying an insurance plan.

Our policies are protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.

For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the websites of General Insurance Association of Singapore (GIA), www.gia.org.sg or Singapore Deposit Insurance Corporation (SDIC), www.sdic.org.sg.