Insurance
Insurance
ERGO HomeSecure is a comprehensive Home Insurance solution designed to protect homeowners, tenants and landlords across different property types, including HDB flats, condominiums, and landed properties.
ERGO HomeSecure is a comprehensive Home Insurance solution designed to protect homeowners, tenants and landlords across different property types, including HDB flats, condominiums, and landed properties.
Choose the three types of plans to suit your needs - Smart, Enhanced, Premium or customise a plan that suits your needs, giving you a wide range of protection for your home including:
Choose the three types of plans to suit your needs - Smart, Enhanced, Premium or customise a plan that suits your needs, giving you a wide range of protection for your home including:
If the Building is rendered uninhabitable, we will indemnify with an amount not exceeding 10% of the sum insured for the Building or up to SGD25,000.
If the Building is deemed temporarily uninhabitable, we will reimburse the Insured with up to three months’ conservancy charges or up to SGD1,000.
Cover the loss of money contained in a locked drawer or safe belonging of the Insured and/or Immediate Family following forced or violent entry to the Building by a third party with an amount not exceeding SGD1,000.
If your building is leased to a tenant and becomes unfit for occupancy due to an Insured Peril, we will compensate you for loss of rental income, up to 15% of the Sum Insured for Section 1 or up to six months for any one incident (whichever is lower).
Accidental breakage of fixed glass that is part of the Building with an amount not exceeding SGD3,000.
Cover accidental loss of or damage to the personal belongings of your Domestic Helper with an amount not exceeding SGD1,000.
In the event of emergency forced entry to the Building by the authorities, the coverage shall not exceed SGD500.
This product is underwritten by ERGO Insurance Pte. Ltd. No Insurance is in-force until premiums are received in full and the policy is issued by ERGO Insurance Pte. Ltd. The benefits of the policy will be in accordance with the terms and conditions of the policy. The availability of the coverage and the terms and conditions may be subject to regulatory approval and/ or underwriter’s determination.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the ERGO Singapore, GIA or SDIC websites (www.ergo.com.sg or www.gia.org.sg or www.sdic.org.sg).
This website is for general information only and is not an offer or advice. For full terms, please refer to the policy wording. Our products may not suit everyone's needs; please contact your insurance adviser, agent or us if you are unsure. Choosing an unsuitable product may lead to unaffordable premiums or insufficient coverage.