Insurance
Insurance
With ERGO TravelProtect, you enjoy comprehensive, end‑to‑end travel insurance-so you can focus on your journey, not the “what ifs.” From pre‑trip planning to your return home, we’ve got you covered every step of the way.
How to Choose the Right Plan for You?
Saving on travel insurance is easy with ERGO TravelProtect. Whether you’re planning a single trip, making multiple trips throughout the year, or travelling with your family, there’s a plan designed to fit your needs.
With ERGO TravelProtect, you enjoy comprehensive, end‑to‑end travel insurance-so you can focus on your journey, not the “what ifs.” From pre‑trip planning to your return home, we’ve got you covered every step of the way.
How to Choose the Right Plan for You?
Saving on travel insurance is easy with ERGO TravelProtect. Whether you’re planning a single trip, making multiple trips throughout the year, or travelling with your family, there’s a plan designed to fit your needs.
Before your trip: Protect yourself even before you leave Singapore.
- Trip cancellation cover up to 60 days before departure, including cancellation due to insolvency of your travel agent.
- Trip postponement protection starting 60 days before your trip, for unexpected changes to your plans.
- Personal Accident cover up to 3 hours before departure, giving you peace of mind even before take-off.
During your trip: Travel confidently-whether it’s a family holiday, cruise, or adventure getaway:
- Overseas medical expenses covered up to S$1,000,000, depending on your selected plan.
- 24/7 emergency medical evacuation and repatriation assistance where medically necessary and arranged by us.
- Protection against loss or theft of personal luggage, laptops, valuables and even sports equipment while travelling.
- Coverage for missed travel connections, baggage delays, flight diversions, and trip curtailment when things don’t go as planned.
- Home protection while you’re away, covering household contents and valuables in Singapore against incidents such as fire or theft.
After your trip: Your coverage doesn’t end when you land.
- Post-trip medical follow-up in Singapore, covered up to SGD 50,000.
- Compensation for delayed baggage or delayed arrival in Singapore.
- Hospital allowance if you need to be hospitalised after returning home due to an overseas injury or illness.
Our 24/7 ERGO TravelProtect hotline is available worldwide to help with any emergency or even medical crisis. Just give us a call at +65 6238 9909 to receive our full support.
Our 24/7 ERGO TravelProtect hotline is available worldwide to help with any emergency or even medical crisis. Just give us a call at +65 6238 9909 to receive our full support.
If you have a servicing intermediary, please approach him / her for a quote. Else, please feel free to drop a note to ergoinsurance@ergo.com.sg with your Name and Contact details, and we will assign an intermediary to contact you. Thank you for your interest. Please refer to the Policy Wordings for more details.
The insured Adult must be a Singapore citizen, permanent resident and holder of valid employment, work, long-term social visit, student and dependent and is between the age of 18 years and 79 years of age.
The insured Child(ren) must be an unmarried person and not older than 18 years of age, or below 23 years of age if the insured Child(ren) is unmarried and enrolled in full-time study in a recognised institution of learning or higher learning during the policy period. Please refer to the Policy Wordings for more details.
Pre-trip coverage (as per ERGO TravelProtect Policy under Part 17, Part 18 and Part 19) will be effective from the day of policy issuance which must be at least 3 days before your departure date and will cease upon commencement of your travel out of Singapore. For all other coverage, they will be effective upon commencement of your travel out of Singapore. Please refer to the Policy Wordings for more details.
The maximum trip duration is 182 days per trip for Per Trip Policy , and cover a maximum period of up to 90 days per trip for Annual Multi-Trip Policy. Please refer to the Policy Wordings for more details.
Yes, you may get the Annual Multi-Trip cover. You can make unlimited trips during the policy year, as long as each trip does not exceed 90 consecutive days and lies within the selected region of coverage. For the Family Annual Multi-Trip Plan, the Child must be the natural or legally adopted Child of the two insured adults. The adults should be legally married to each other, and the Child must be dependent on either or both of them for financial support, as well as travelling with one or both during the entire Trip. Please refer to the Policy Wordings for more details.
If you have more than one travel policy with ERGO, only the policy with the highest benefit will apply. Please refer to the Policy Wordings for more details.
We extend our cover to include losses arising from COVID-19 for section 7 (part 1-38). All relevant conditions according to your plan must be met and COVID-19 must result in death or serious sickness for part 17, 18 and 20. Please refer to the Policy Wordings for more details.
This product is underwritten by ERGO Insurance Pte. Ltd. No insurance is in-force until premiums are received in full and the policy is issued by ERGO Insurance Pte. Ltd. The benefits of the policy will be in accordance with the terms and conditions of the policy. The availability of the coverage and the terms and conditions may be subject to regulatory approval and/ or underwriter’s determination.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This website provides a summary of selected benefits only and does not constitute a contract of insurance. All coverage is subject to the full terms, conditions, exclusions and limits of the ERGO TravelProtect policy wording. Where there is any inconsistency, the policy wording shall prevail. Our products may not suit everyone's needs; please contact your insurance adviser, agent or us if you are unsure. Choosing an unsuitable product may lead to unaffordable premiums or insufficient coverage.