Insurance
Insurance
We have you covered on almost any travel eventuality so that you can truly enjoy your trip without worries. With ERGO TravelProtect, you’ll enjoy end-to-end protection from the moment you leave the country until you return home.
Find the plan that best suits your travelling style:
We have you covered on almost any travel eventuality so that you can truly enjoy your trip without worries. With ERGO TravelProtect, you’ll enjoy end-to-end protection from the moment you leave the country until you return home.
Find the plan that best suits your travelling style:
- Our 24/7 hotline gives you Visa, inoculation, weather and exchange rate information before you leave.
- Your Personal Accident Cover will kick in three consecutive hours before your take off.
- Do not worry if your travel agent becomes insolvent and is no longer able to provide service to you while abroad as we will offer you coverage.
- Need to postpone your trip? Our postponement benefits start 60 days before you leave.
- If you unexpectedly need to cancel your trip, you will be covered for up to 60 days before your planned departure date.
- Medical and dental expenses will be covered for up to SGD1,000,000.
- We will provide you with unlimited Worldwide Emergency Medical Evacuation.
- We will provide repatriation of deceased remains or funeral expenses overseas in the event of death resulting from pre-existing medical condition.
- We will cover your losses pertaining to personal luggage, laptop or theft while travelling.
- Be it a cruise vacation or extreme sports and adventure activities, enjoy your trip with total peace of mind knowing that you are covered.
- Worried about leaving home? We protect your home contents and valuables from untoward incidences such as fire and theft.
- We will cover you for missed travel connections, diversions or trip curtailment.
- If you are pregnant, we will cover your medical costs for any sickness you are experiencing.
- When you return to Singapore, you will be covered for any eligible follow-up medical and dental treatment for up to SGD50,000.
- If your baggage or landing is delayed in Singapore, we will cover this cost for you.
- If you need to be hospitalised when you return, we will pay the hospital allowance.
Need help while abroad? Call us at our 24/7 dedicated hotline for assistance on lost passports, medical emergency, claims submission, etc.
Need help while abroad? Call us at our 24/7 dedicated hotline for assistance on lost passports, medical emergency, claims submission, etc.
We are currently not offering Travel Insurance. If you have any questions regarding your existing policy, please contact us.
The insured Adult must be a Singapore citizen, permanent resident and holder of valid employment, work, long-term social visit, student and dependent and is between the age of 18 years and 79 years of age.
The insured Child(ren) must be an unmarried person and not older than 18 years of age, or below 23 years of age if the insured Child(ren) is unmarried and enrolled in full-time study in a recognised institution of learning or higher learning during the policy period.
Pre-trip coverage (as per ERGO TravelProtect Policy under Part 17, Part 18 and Part 19) will be effective from the day of policy issuance which must be at least 3 days before your departure date and will cease upon commencement of your travel out of Singapore. For all other coverage, they will be effective upon commencement of your travel out of Singapore.
The maximum trip duration is 182 days per trip for Per Trip Policy , and cover a maximum period of up to 90 days per trip for Annual Multi-Trip Policy.
Yes, you may get the Annual Multi-Trip cover. You can make unlimited trips during the policy year, as long as each trip does not exceed 90 consecutive days and lies within the selected region of coverage. For the Family Annual Multi-Trip Plan, the Child must be the natural or legally adopted Child of the two insured adults. The adults should be legally married to each other, and the Child must be dependent on either or both of them for financial support, as well as travelling with one or both during the entire Trip.
If you have more than one travel policy with ERGO, only the policy with the highest benefit will apply.
Unfortunately, COVID-19 is regarded as a pandemic by WHO, and under ERGO’s TravelProtect pandemic, the epidemic is excluded.
This insurance plan is underwritten by ERGO Insurance Pte. Ltd.
The information published on this website is for general information only and is not a contract of insurance. The accurate terms and conditions and exclusions applicable to the insurance shall be specified in the policy contract. Product brochures for the insurance plans may be obtained from this website or ERGO Insurance Pte. Ltd. and its authorised intermediaries.
Please read the product summary and understand the terms of coverage before considering which plan is most suitable for you. We strongly encourage you to seek advice from a qualified insurance adviser to understand the terms of cover before buying an insurance plan.
Our policies are protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.
For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the websites of General Insurance Association of Singapore (GIA), www.gia.org.sg or Singapore Deposit Insurance Corporation (SDIC), www.sdic.org.sg.