Vehicle Insurance
Vehicle Insurance
Whether it is one car only, or a small or a big fleet, ensure your commercial vehicles are adequately covered.
Our Commercial Motor Vehicle Insurance provide the following assistance:
Whether it is one car only, or a small or a big fleet, ensure your commercial vehicles are adequately covered.
Our Commercial Motor Vehicle Insurance provide the following assistance:
(1) Comprehensive Cover, (2) Third Party Fire & Theft Cover and (3) Third Party Cover. The benefits include:
If the Insured Vehicle is less than 3 years of age and is till under valid warranty, repairs at the Vehicle’s Dealer Workshop is allowed with no additional excess claims.
Repair at any other workshop is allowed at additional SGD300 on top of Basic Excess.
SGD200 for vehicles 10 tonnes and above
Excess waived if windscreen is repaired at Glass-Fix Pte Ltd
| Benefits |
Comprehensive (Most Popular) |
Third Party, Fire & Theft | Third Party Only |
|---|---|---|---|
| Covers the Insured Vehicle against accidental loss or damage (up to market value at the time of loss or damage) | |||
| Covers the Insured Vehicle against fire or theft (up to market value at the time of loss or damage) | |||
| Damage to third party property (up to SGD500,000) | |||
| Death or injury to third party (unlimited) | |||
| Flood and natural disaster, including fallen trees | |||
| Vehicle repairs at ERGO’s panel of authorised workshops | |||
| Repairs at Vehicle’s Dealer Workshop |
If the Insured Vehicle is less than 3 years of age and is till under valid warranty, repairs at the Vehicle’s Dealer Workshop is allowed with no additional excess claims. Repair at any other workshop is allowed at additional SGD300 on top of Basic Excess. |
||
| Reimbursement of accident-related towing expenses (up to SGD200) | |||
|
Windscreen cover (unlimited reinstatement), subject to excess as follows: SGD 100 for vehicles less than 10 tonnes
SGD200 for vehicles 10 tonnes and above |
Excess waived if windscreen is repaired at Glass-Fix Pte Ltd |
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| 24-hour mobile accident reporting service and assistance for vehicle breakdowns | |||
| Exclusive NCD Enhancer - Additional 5% discount if your existing and renewal No Claim Discount (NCD) are at 20%. |
Please refer to the policy wordings for the full terms and conditions applicable to each feature.
Geographical areas of cover is limited to Singapore, Malaysia and part of Thailand within 80km of the border between Thailand and Malaysia.
This insurance plan is underwritten by ERGO Insurance Pte. Ltd.
The information published on this website is for general information only and is not a contract of insurance. The accurate terms and conditions and exclusions applicable to the insurance shall be specified in the policy contract. Product brochures for the insurance plans may be obtained from this website or ERGO Insurance Pte. Ltd. and its authorised intermediaries.
Please read the product summary and understand the terms of coverage before considering which plan is most suitable for you. We strongly encourage you to seek advice from a qualified insurance adviser to understand the terms of cover before buying an insurance plan.
Our policies are protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.
For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the websites of General Insurance Association of Singapore (GIA), www.gia.org.sg or Singapore Deposit Insurance Corporation (SDIC), www.sdic.org.sg.