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ERGO Foreign Worker
Medical Insurance
Empower your workers to work confidently, away from their home country.
ERGO Foreign Worker
Medical Insurance
Empower your workers to work confidently, away from their home country.
We help reduce your workers’ financial burden.
Foreign workers travel a long way from home to make a living abroad. Our Foreign Workers* Medical plan cover your workers’ hospital expenses for hospitalisation and emergency outpatient treatments, including medical or surgical expenses, due to accident or illness. (*excluding foreign domestic maids).
We provide your business with the following coverage:
We help reduce your workers’ financial burden.
Foreign workers travel a long way from home to make a living abroad. Our Foreign Workers* Medical plan cover your workers’ hospital expenses for hospitalisation and emergency outpatient treatments, including medical or surgical expenses, due to accident or illness. (*excluding foreign domestic maids).
We provide your business with the following coverage:
Highly Efficient Claims Service
Superior Underwriting Expertise
Tailored Solutions for a Wide Range of Industries
Coverage for Every Class of Employee
 
ERGO Foreign Worker Medical Insurance Benefits
Our plan offers protection for foreign workers (excluding foreign domestic maids) against the cost of hospital and surgical expenses incurred as a result of illness or accident.
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Hospital & Surgical Expenses
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Hospital & Surgical Expenses
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Personal Accident
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Personal Accident
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Outpatient Cancer & Kidney Dialysis Treatment
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Outpatient Cancer & Kidney Dialysis Treatment
Special Grant for Death
Special Grant for Death
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Repatriation Expenses
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Repatriation Expenses
ERGO Enhanced Foreign Medical Insurance*
With the announcement by the Ministry of Manpower (MOM) and in compliance with the new regulations, Employers are required to purchase and maintain minimum medical insurance coverage of S$60,000 per disability for Work Permit and S Pass holders. ERGO Enhanced Foreign Worker Medical Insurance provides protection against large medical and other related expenses with the following coverages.
Benefits Enhanced Plan 1A Enhanced Plan 1B
Hospital Room & Board Per Day
As-Charged
(4-bedded / Government, Restructured Hospital Charges)
As-Charged
(4-bedded / Government, Restructured Hospital Charges)
Hospital Miscellaneous Expenses
Intensive Care Unit (including High Dependency Ward) Per Day
In-Hospital Physician’s Visit
Pre-Hospitalization Specialist Consultation
(up to 90 days before admission)
Pre-Hospitalization Diagnostic Services
(up to 90 days before admission)

Post Hospitalization Treatment

(up to 90 days following discharge)
Surgical Fees
Extended Benefits    
Compassionate Payment / Special Grant for Death SGD 3,000 SGD 3,000
Emergency Accidental Outpatient Treatment Per Policy Year
(incurred within 31 days of accident provided treatment is sought within 24 hours of accident) 		SGD 750 SGD 750
Accidental Outpatient Dental Treatment Per Policy Year
(provided treatment is sought within 24 hours of accident) 		SGD 150 SGD 150
Outpatient Kidney Dialysis and Cancer Treatment Per Policy Year SGD 1,500 SGD 1,500
Personal Accident (Due to Non work related) SGD 15,000 SGD 15,000
Repatriation of Mortal Remains SGD 2,000 SGD 2,000
 
Maximum Limit Per year For Each Insured Worker SGD 60,000 SGD 60,000
Co-Insurance (by Insured) 25% 1) 0%

1) Co-payment of employer for portion of the bill above SGD 15,000.

*Terms and Conditions apply.

Get ERGO Foreign Worker Medical Insurance Today
Get ERGO Foreign Worker Medical Insurance Today
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Important Notice

This insurance plan is underwritten by ERGO Insurance Pte. Ltd.

The information published on this website is for general information only and is not a contract of insurance. The accurate terms and conditions and exclusions applicable to the insurance shall be specified in the policy contract. Product brochures for the insurance plans may be obtained from this website or ERGO Insurance Pte. Ltd. and its authorised intermediaries.

Please read the product summary and understand the terms of coverage before considering which plan is most suitable for you. We strongly encourage you to seek advice from a qualified insurance adviser to understand the terms of cover before buying an insurance plan.

Our policies are protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.

For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the websites of General Insurance Association of Singapore (GIA), www.gia.org.sg or Singapore Deposit Insurance Corporation (SDIC), www.sdic.org.sg.