Private Motor Car Insurance

Yes! Your dream of owning a car has become a reality! Before you go for a spin, you’ll need to insure it first, a requirement mandatory under the Road Traffic Act.

You can insure your car on Comprehensive Cover, Third Party Fire and Theft, or just a Third Party Cover. Simply select the cover which suits your needs and budget. Our competitive premiums come with the following benefits at no extra cost!

   Cover of the Motor Car against accidental loss or damage (up to market value at the time of accident)

   Cover of the Motor Car against fire or theft (up to market value at the time of loss)

   Loss of or damage to the Motor Car due to Flood & Strike, Riot & Civil Commotion

   Third Party Property and Injury Liability

   Legal liability of Passengers for Acts of Negligence

   Windscreen Cover

   Reimbursement of accident-related towing expenses (up to S$300)

   Personal Accident cover for the Insured in connection with use of the Motor Car (up to S$20,000)

   Medical expenses incurred by the authorised driver and all passengers while travelling in the Motor Car (up to $300 per person)

   24-hour Mobile Accident Response Service (MARS)

   Cover of the Motor Car against fire or theft (up to market value at the time of loss)

   Third Party Property and Injury Liability

   Legal liability of Passengers for Acts of Negligence

   24-hour Mobile Accident Response Service (MARS)

   Third Party Property and Injury Liability

   Legal liability of Passengers for Acts of Negligence

   24-hour Mobile Accident Response Service (MARS)

This insurance plan is underwritten by ERGO Insurance Pte. Ltd. The information published on this website is for general information only and is not a contract of insurance. The accurate terms and conditions and exclusions applicable to the insurance are specified in the policy contract. Product brochures for the insurance plans are  available and may be obtained from this website or ERGO Insurance Pte. Ltd. and its authorised intermediaries. Before deciding whether to purchase the plan, you should read the product summary and understand the terms of coverage.

You may wish to seek advice from a qualified insurance adviser to understand the terms of cover before buying an insurance plan. In the event that you choose not to seek advice from a qualified insurance adviser, you should consider whether the plan is suitable for you.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.
For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

For Enquiries

ERGO Insurance Pte. Ltd.

Email: motordesk@ergo.com.sg
DID: +65 6829 9199
Fax: +65 6829 9247

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